Personal Finance (Services)

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We at Alizz Islamic Bank are proud to give you Shari'a compliant personal finance to help you meet your needs. Whether it is for an unexpected medical condition, finance for your child's education or wedding, we will help you take care of the services. Using the Islamic principle of 'Ijarah' you can acquire a variety of services from us at the most competitive prices.

  • Open to Omanis & Expatriates
  • Easy processing & simple documentation
  • Attractive profit rates
  • 100% finance of service value
  • Available to employed and self-employed individuals
  • Minimum salary transfer of OMR 350 for Government employees and OMR 350 for employees of private companies.

Our Personal Finance (Service Ijarah) is based on the Islamic financing principle of 'Ijarah' for the services. In 'Service Ijarah', the bank will have 'agreements' with various service providers, whereby the bank leases the services required by the customer directly from the provider and sub-leases it to the customer on the basis of 'Ijarah'.

  • No Objection Letter
  • Salary Transfer Letter to be addressed to Alizz Islamic Bank
  • Salary Certificate (Gross Salary & Date of Joining)
  • Salary Slip of 4 Months (If available)
  • Stamped bank statement of last 6 months
  • Quotation from the dealer addressed to Alizz Islamic Bank
  • Finance Process fees OMR 25
Terms & Conditions Apply

Click on the relevant links below to print the forms that you require. For your convenience, these forms are to be completed and submitted prior to visiting the Branch, along with the relevant documents for further processing.

Download Form

Approved by Shari'a Supervisory Board

All Alizz Islamic Bank products and services are approved by Shari'a Supervisory Board.

To view the fatwa issued by Shari'a Supervisory Board authenticating compliance of the product please check the following link: Certificate