Executive Biographies

Mr. Sulaiman Al Harthi – Chief Executive Officer

Sulaiman Al Harthi, Chief Executive Officer of Alizz Islamic Bank, oversees the strategic direction of Oman’s industry leader in customer experience that provides creative shari’a compliant financial solutions.

Al Harthi, has over 32 years of experience in the banking sector. Prior to joining Alizz Islamic Bank he served as Deputy Chief Executive Officer of Oman Arab Bank. He also held several leadership positions at major local banks and financial institutions including Group Chief Personal Banking officer at Bank Muscat and Deputy Chief Executive Officer of Meethaq Islamic Banking.

Sulaiman is also accredited with pioneering Islamic Banking in Oman. He is a graduate of Oman Institute of Bankers, as well as a graduate from the Executive Management Programme at Harvard Business School; Executive Management Programme at INSEAD He also holds an MBA in Finance from Leicester University, UK.

Sulaiman is also the Chairman of Duqum Quarries, and sits on the Board of Harvard Business School Club of the GCC, the Public Establishment For Industrial Estates (Madayn), The Oman Company for the Development of Special Economic Zone at Al-Duqm (Tatweer), and a Board of trustees member of Gulf College.

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Mr. Moosa al Jadidi - Chief Operating Officer

Mr. Moosa Al Jadidi is the Chief Operating Officer of Alizz Islamic Bank and he has been with the Bank since August 2014. He is a seasoned banker with extensive industry knowledge armed with more than two decades of experience in the banking and financial industry across the Sultanate of Oman and the GCC.

As an award winning banker he is renown for having expert knowledge of both conventional and Islamic Banking, notably Retail banking, Corporate Credit, Wealth Management & Private Banking Investments coupled with his focus on continuous improvement and exemplary performance. He is also an expert in Digital Customer Experience and Strategic Operational Management and Planning.

Prior to joining Alizz Islamic Bank, Al Jadidi was the Deputy General Manager of Retail and Private Banking at the National Bank of Oman (NBO) overseeing the performance of 61 branches in Oman as well as managing branch support, the customer care units, private banking, wealth management, direct sales and business development.

Al Jadidi, is responsible for the optimum planning and delivery of systems, operations, solutions & the maintenance of the Bank’s general operating model. He is also entrusted with achieving effectiveness of the Bank’s processes and units, such as Retail Sales & Distribution, Central Operations, Wealth Management, Information Technology and Marketing & Corporate Communications, alongside other responsibilities remitted by the Executive Management and Board of Directors of the Bank.

He has a proven track record of success in delivering turnaround performances in highly competitive and challenging environments, with strong leadership skills and thorough knowledge of both Retail and Islamic Banking. Al Jadidi was also a key player in achieving remarkable growth in business profitability and improved performance, through strategic product development such as the launch of the first Interactive Teller Machine (ITM) in Oman, the launch of Oman’s first shari’a compliant Prize Savings Account, the launch of the Sultanate’s first mobile banking application for an Islamic bank and much more.

Al Jadidi commenced his banking career at the National Bank of Oman as a sales representative for one year. In 2001, he was appointed as Manager of Private & Privilege Banking where he managed the privilege banking accounts across the branch network. He later moved to Bank Muscat as Manager of Private & Priority Banking.

Prior to Bank Muscat, Al Jadidi worked for the Royal Bank of Canada as a senior manager before joining the European Financial Group Bank as Vice President – Global Private Banking. In 2008 he joined Dubai Bank as Vice President – International Business Development then in 2010, he re-joined National Bank of Oman (NBO) as Head of Private Banking & Wealth Management. This role with NBO shaped Moosa professionally to become a key player in the development of the bank’s financial markets business and driving the growth of assets and net profits.

Al Jadidi has a Master’s degree in Business Administration from the University of Bedfordshire & is a graduate of the Senior Executive Program from London Business School in the UK. He is also an associate of the Canadian Institute of Bankers and a certified private banker.

 

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Mr. Mohammed Al Balushi - Chief Human Resources Officer

Mr. Mohammed Al Balushi was appointed as Head of Human Resources at Alizz Islamic Bank in September 2013. He joins Alizz Islamic Bank from Bank Dhofar where he had served in a number of roles since 1994, finally attaining the position of Assistant General Manager Human Resources & Training and Development, a position he had held since 2006.

Parallel to his career in the banking industry, Mohammed Al Balushi was also a part time lecturer at the College of Banking and Financial Studies.

Mr. Al Balushi adds an exceptional range of HR and Banking skills, responsibilities and expertise honed through a successful career within the banking sector in Oman. His 20 years of banking experience, leadership, HR strategic planning, as well as performance management, career development, recruitment and manpower planning will become an invaluable asset to Alizz Islamic Bank.

Mr. Al Balushi's other remits have included acted as a Secretary to the HR Committee of the Board at Bank Dhofar, and represented several other executive management committees,(HR Management Committee, Disciplinary Committee, Grievance Committee and Staff Recognition Committee) as well as College Academic Advisory Committee at the College of Banking and Financial Studies.

Mr. Al Balushi holds a postgraduate Certificate in Human Resource Development and Performance Management from the University of Leicester in the United Kingdom, as well as a Master of Business Administration (MBA) from the University of Wales, Cardiff, United Kingdom. He also holds a number of professional qualifications and accreditations in the field of HR and banking including Associate of Canadian Institute of Bankers (ACIB) and a holder of an Advanced Human Resource Executive Certificate- University of Michigan - Ross School of Business – USA.

 

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Mr. Mohammed Juma Al Ghassani – AGM – Acting Chief Consumer Banking Officer

Mohammed Juma Al Ghassani is the AGM – Acting Chief Consumer Banking Officer of Alizz Islamic Bank and he is responsible for spearheading the bank’s retail banking and wealth management division’s in-line with the bank’s continuous drive to deliver excellence. He joined Alizz Islamic Bank in April 2013 and was part of the core founding team of the Bank which was tasked with developing the framework for the launch of the organisation.

Prior to joining Alizz Islamic Bank he was part of the management team that launched the first Islamic Banking window in the Sultanate, Meethaq Islamic Banking. He played a key role in developing the operation manuals, SOPs and preparing the customer journey. He then served as the first branch manager of an Islamic Banking entity in Oman.

Al Ghassani, is a seasoned banking professional with over 25 years’ experience in the banking and financial sector and he started his career working in Bank Muscat.

Mohammed holds a Master’s in Business Administration from Bedfordshire University College and is a Certified Islamic Finance professional.

 

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Mr. Pete Byrne - Chief Audit Executive

Mr. Pete Byrne was appointed as Head of Internal Audit for Alizz Islamic Bank in September 2013. He is responsible for providing assurance as to the integrity of the banks systems and operations to both the board and management of the bank as well as to the bank's customers and stakeholders.

Prior to his appointment, Mr. Byrne worked at Bank Sohar, joining them in October 2008 to become that bank's first Head of Audit, a position he held for almost five years. Previous to working in Oman, he was based in Dublin in the Republic of Ireland where he was Head of Audit for Bank of Scotland (Ireland), a subsidiary of the HBOS group.

Mr. Byrne has worked in financial services for the past 27 years and brings a wealth of experience to the role, having worked in all areas of banking operations, including IT through his time in audit.

Mr. Byrne is a Chartered Member of the Institute of Internal Auditors (CMIIA), a Certified Internal Auditor (CIA) and holds the Institute of Internal Auditors (IIA) Qualification in Audit Leadership (QIAL). He is also a Certified Risk Management Assurance professional (CRMA), has been accredited as a Certified Fraud Examiner by the Association of Certified Fraud Examiners (CFE) and holds a Diploma in Islamic Finance from the Chartered Institute of Management Accountants.

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Mr. Faisal Zakaria - Chief Financial Officer

Faisal Zakaria is the Chief Financial Officer of Alizz Islamic Bank responsible for all financial affairs and was part of the core founding team of the Bank which was tasked with development of policies, procedures and he plays a key role in setting the strategy for the Bank to achieve superior and sustainable long-term financial results.

Mr Zakaria comes with extensive experience in the financial services industry across the region including Emirates Islamic Bank and Emirates NBD.

He sits on various Management Level Committees of Alizz Islamic Bank including, Deputy Chairman of the Asset Liabilities Committee, Member of the Management Investment Committee , Member of the Management Credit Committee, Member the IT Advisory Committee and member of the Tender Committee.

Mr Zakaria is a Certified Islamic Professional Accountant (CIPA) from the Accounting & Auditing Organization of Islamic Financial Institutions (AAOIFI) and a FCA Chartered Accountant from the Institute of Chartered Accountants of Pakistan.

 

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Mr. Syed Abdul Razak - Chief Risk Officer

Syed Abdul Razak is the Chief Risk Officer of Alizz Islamic Bank and is a Senior Risk Management executive professional with a career spanning over 23 years of experience in Banking, Non Banking Financial Companies and Accountancy; he has held several key management positions throughout his illustrious professional journey.

Prior to joining Alizz Islamic Bank, Mr. Abdul Razak worked at BankIslami Pakistan Ltd, a leading Islamic Financial Institution in the capacity of Chief Risk Officer and has also worked with several large financial institutions in Pakistan with his roles including Group Head Corporate & Investment Banking, Chief Risk Officer, Head of Credits, Corporate Credit Head & Risk Policy Head. He is a certified Director from the Institute of Chartered Accountants of Pakistan. He has served as Chairman of the Board of Directors (BoD) of a leading Takaful Company and sat on the board of First Punjab Modaraba & several other companies.

Mr Abdul Razak is is a Keynote Speaker and a seasoned trainer having exposure of conducting training sessions at various forums , on the topics of Risk Management, Credit Assessment, NPL management other banking related subjects.

He is a qualified Chartered Accountant from the Institute of Chartered Accountants of Pakistan, having completed articles training from PriceWaterhouseCoopers (PwC).

 

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Mr. Ali Al Zadjali - AGM - Head of Compliance

Mr. Ali Al Zadjali is the AGM – Head of Compliance of Alizz Islamic Bank. Al Zadjali’s responsibilities include developing the in-house capabilities and to ensure delivery of an effective compliance function and culture across the various levels of the bank's operations including the Board.

Al Zadjali has over 15 years of extensive knowledge and experience in the banking and non-banking industries. Prior to joining Alizz Islamic Bank, Al Zadjali was the Head of Central Bank of Oman Compliance at the National Bank of Oman. He was involved in the development of the compliance framework and establishment of a compliance culture within the organisation. Al Zadjali also worked for the Central Bank of Oman as a Bank Examiner where he evaluated and reported on the soundness of various financial institutions. He also worked at Petroleum Development Oman as a Senior Financial Accountant.

Besides being a long standing executive with significant contributions in governance, application of international standards, compliance and a wealth of experience in banking operations and business, Al Zadjali holds a bachelor's degree in Accounting and MIS from the University of Missouri, St. Louis, USA, and a Master’s in Business Administration from Franklin University, USA. He is also a Certified Public Accountant (CPA) and a Certified Internal Auditor (CIA).

 

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Mr. Mustafa Mohammed Al Lawati – AGM – Head of Investment Banking & Project Financing

Mr. Mustafa Mohammed Al Lawati – AGM – Head of Investment Banking & Project Financing of Alizz Islamic Bank. He joined Alizz Islamic Bank in December 2014 and he has extensive experience of over 15 years of working in the banking industry.

Prior to joining Alizz Islamic Bank he was the Head of Project Finance and Syndications at the National Bank of Oman and he was responsible for working on a mandated business and income budget to source, initiate and complete large project financing transactions in various fields such as: Power, Water, Waste water, Oil & Gas, Tourism, Real Estate development & Infrastructure.

Some of the major transactions AL Lawati was involved in during his career included the financial advisory and fund arranger for a Large Oil Refinery project in Sohar, Financial advisory and & mandated lead arranger for Large Aluminum rolling mill project in Sohar, Joint Lead Manager for Ministry of Finance Inaugural USD Sukuk, Financial advisor of a large Conventional Center - Package Two in Muscat and Financing syndication transactions of a large Independent power and water plant in Salalah and a large Aluminum Company in Sohar.

Al Lawati, started his career working in the treasury department of National Bank of Oman and directed all treasury activities including foreign exchange, assets and liabilities management, money markets, derivatives. He also led department initiatives to develop consistent and integrated department policies and procedures manuals. Post his treasury Al Lawati moved on to corporate banking department where he handled principal government related entities and major Omani group companies relationship management.

Mustafa is a fulbright scholar and holds an MBA with distinction from Cleveland State University. He also holds an Executive MBA in Leadership & Management from Cambridge University and a Graduate of University of Missouri St. Louis, where he achieved a BSc with Honors in Business Administration in Finance and Accounting.

 

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Mr. Jamil Abdulqader Al Zadjali – AGM – Head of Retail Business

Jamil Abdulqader Al Zadjali is a seasoned banker with more than 27 years of experience in local and multinational banks and is renown for his proven leadership skills with a continuous drive to deliver excellence.

Prior to joining Alizz Islamic Bank he was the Head of Retail Banking & Business Development at Al Yusr Islamic Banking – Oman Arab Bank (OAB) and he was responsible for leading and managing the Al Yusr Islamic Banking retail business. During his tenure at OAB he also spearheaded the Retail transformation project of Oman Arab Bank which lead to a significant metamorphosis in the customer experience.

Al Zadjali, commenced his banking career at the National Bank of Oman. He later moved to British Bank of the Middle East (currently HSBC Bank Oman) and Bank Muscat. During his esteemed career he has amassed critical experience in Retail Banking, Business Development, Sales, Digital Banking, Project Management, Public Relations, Marketing and Advertising.

Some of the major projects Al Zadjali was involved in during his career include building the base of Retail Banking services in OAB with competitive banking assets and liability products and qualitative service channels required in the local market. He created the bank sales team with an efficient and effective sales culture. Additionally, he led OAB’s innovative Digital transformation projects and Omni-Channel experience launching the mobile banking application and Internet banking platform, with the introduction of APTRA activate ATM software for the first time in the Sultanate, and he is an expert in process re-engineering for enhanced reach, customer experience and cost reduction.

Jamil is an ACCA accredited banker and a graduate of the Institute of Banking and Financial Studies. He also has a number of professional certifications from leading institutions both locally and internationally and is currently pursuing a Master’s degree in Business Administration (MBA) from the University of Strathclyde in Scotland.

 

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Mr. Murtadha Jawad Al Lawati - AGM – Head of Marketing & Corporate Communications

Murtadha Jawad Al Lawati is the AGM – Head of Marketing & Corporate Communications of Alizz Islamic Bank. Murtadha joined Alizz Islamic Bank in November 2017 and is a seasoned Marketing and Communication professional with extensive experience of over 12 years of leading and transforming marketing efforts in various industries.

Prior to joining Alizz Islamic Bank he was the Head of Corporate Affairs at Oman Environmental Services Holding Company and was responsible for implementing an innovative strategic plan to increase revenue, brand recognition and social engagement.

Murtadha is renowned for his ability to assess the comprehensive needs of various key initiatives and businesses and then delivering an innovative, simple and creative communication and marketing strategy that ventures into technology driven marketing activities which show a clear growth path and a visible return on the marketing investment while always delivering strong, sustainable results.

Some of the major projects AL Lawati was involved in during his career include leading and overseeing the rebranding projects that transformed The Wave, Muscat to Al Mouj Muscat and Nawras telecommunications to Ooredoo, supporting both company’s visions to become a leading global brand in their respective sectors.

Murtadha holds a BA in International Studies with a Concentration in International Economics from the American University of Sharjah. Additionally, he is a recipient of the US State Department’s Edward Murrow Program for Leadership grant which allowed him to spend time working at the US State Department. Al Lawati is also the winner of the NTI BizPro Award for Oman’s ‘Young Business Leaders and Super Achievers’ for 2012.

 

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Mr. Saleh Mubarak Saleh Al Khaduri -AGM – Head of Wealth Management

Saleh Mubarak Saleh Al Khaduri is the AGM – Head of Wealth Management of Alizz Islamic Bank. Saleh has extensive experience in The Telecom and banking sector spanning across a variety of areas, including Wealth management, Customer Experience & Sales. Saleh started his career in Omantel as a sales executive and moved up the ranks to handle senior roles in both business development and customer experience, prior to joining Alizz Islamic Bank, his most recent role was as the Deputy Senior Manager Wealth at NBO.

Saleh holds a Diploma at higher Professional Level from University of Cambridge and a number of professional certification from leading institutions both locally and internationally.

 

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Mr. Fadelallah Suliman - AGM - Head of Legal and Board Secretary

Mr. Fadelallah Suliman Hamed joined the services of Alizz Islamic Bank in April 2013 as a Legal Advisor and Company Secretary after having worked for 8 years as Legal Advisor & Company Secretary with National Bank of Oman.

Fadelallah is a seasoned legal expert with 20 years of rich experience in the area of legal and corporate governance, which includes providing litigation services, legal opinions and advises corporate governance, compliance and regulatory affairs. He possesses hand-on managerial competencies, sound experience in implementing policies and procedures related to legal and corporate governance and company secretarial systems in both Conventional and Islamic banks.

He is currently occupying the position of Assistant General Manager – Head of Legal Affairs and Company Secretary.

Mr. Fadelallah holds a Bachelor of Law "LLB" degree and Bachelor of Arts in English and Arabic Language from the University of Juba, Sudan. In 2009, he obtained an Executive Diploma in Leadership and Strategic Management from the Chartered Management Institute, UK. In 2011, he was awarded "International Diploma in Compliance" by International Compliance Association and Manchester University.

 

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Mr. Issa bin Salim Al Riyami – Head of Shari’a Audit & Compliance

Mr. Issa bin Salim Al Riyami heads the Shari'a Audit and Compliance Department at Alizz Islamic Bank, with a direct report to the Sharia Supervisory Board. He ensures compliance and consistency of the bank's transactions, operations, investments and activities with the Fatwas and resolutions issued by Sharia Supervisory Board and with the Shari'a standards and principles.

A veteran with over 18 years’ experience where he worked in the government sector for 11 years in the Ministry of Justice and the Administrative Affairs Council of the Judiciary. He then moved to work in the Islamic banking sector in the Meethaq Islamic Banking window of Bank Muscat in 2013 as the Head of the Shari’a Audit Unit and then the Head of the Shari’a Compliance Unit

Al Riyami also oversees the Islamic Banking educational campaigns conducted by Alizz Islamic Bank, both internally and externally; and raise awareness about Islamic banking and its products, in order to assist the public to choose products that fall in line with their requirements, with complete transparency.

Al Riyami is a Certified Shari'a Advisor and Auditor by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOFI). In addition, he holds a Bachelors’ Degree in Islamic Law from the College of Shari’a and Law (currently the College of Law). He is also the first Omani to hold the position of Head of Shari’a Audit and Compliance in a full-fledged Islamic bank after fulfilling the requirements of the regulatory framework for Islamic banks by the Central Bank of Oman.

 

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