Mr. Sulaiman Al Harthi – Chief Executive Officer
Sulaiman Al Harthi, Chief Executive Officer of Alizz Islamic Bank, oversees the strategic direction of Oman’s industry leader in customer experience that provides creative shari’a compliant financial solutions.
Al Harthi, has over 32 years of experience in the banking sector. Prior to joining Alizz Islamic Bank he served as Deputy Chief Executive Officer of Oman Arab Bank. He also held several leadership positions at major local banks and financial institutions including Group Chief Personal Banking officer at Bank Muscat and Deputy Chief Executive Officer of Meethaq Islamic Banking.
Sulaiman is also accredited with pioneering Islamic Banking in Oman. He is a graduate of Oman Institute of Bankers, as well as a graduate from the Executive Management Programme at Harvard Business School; Executive Management Programme at INSEAD He also holds an MBA in Finance from Leicester University, UK.
Sulaiman is also the Chairman of Duqum Quarries, and sits on the Board of Harvard Business School Club of the GCC, the Public Establishment For Industrial Estates (Madayn), The Oman Company for the Development of Special Economic Zone at Al-Duqm (Tatweer), and a Board of trustees member of Gulf College.
Mr. Moosa al Jadidi - Chief Operating Officer
Mr. Moosa Al Jadidi is the Chief Operating Officer. He joined Alizz Islamic Bank in August 2014. He is a seasoned banker with more than 17 years of work experience. He is known for delivering turnaround performances in a highly competitive environment, with strong leadership skills as well as a thorough knowledge of both Retail and Islamic Banking.
Prior to joining Alizz, Al Jadidi was the Deputy General Manager of Retail and Private Banking at National Bank of Oman. His responsibilities includes managing 61 branches in Oman as well as managing branch support and customer care unit, private banking and wealth management, and direct sales and business development.
Al Jadidi commenced his banking career at the National Bank of Oman as a sales representative for one year. In 2001, he was appointed as Manager Of Private & Privilege Banking where he managed the privilege banking account across 50 branches. He later moved to Bank Muscat as Manager of Private & Priority Banking.
Prior to Bank Muscat,Al Jadidi worked for Royal Bank of Canada as senior manager before joining European Financial Group Bank as Vice President – Global Private Banking. In 2008 he joined Dubai Bank as Vice President – International Business Development. In 2010, he rejoined National Bank of Oman as Head of Private Banking & Wealth Management.
Al Jadidi is an associate of the Canadian Institute of Bankers and is also a certified private banker.
Mr. Ghalib Al Busaidi - GM - Group Head - Wholesale Banking
Mr. Ghalib Al Busaidy is the GM Group Head of Wholesale Banking. He joined Alizz Islamic Bank in August 2014. He has more than 21 years of experience in the State General Reserve Fund, Oman.
Prior to joining Alizz, Al Busaidy was the Deputy CEO for Investments at the State General Reserve Fund, responsible for the key investment functions of public and private markets. Al Busaidy started his career in 1987 as a Senior Manager in PricewaterhouseCoopers London, United Kingdom.
Holding several roles in both advisory and board memberships, he is currently Deputy Chairman of the Board of Directors of Shell Oman Marketing Company SAOG. He is also member of the Investment Committee at Oman National Investments Development Co. (ONIDCO), and member of the Board of Directors of Uzbek Oman Investment Fund.
Al Busaidy is a member of the Institute of Chartered Accountants in England and Wales since 1991, and a member of the UK Associates of Corporate Treasurers. He holds a BA "Honors" in Accounting and Finance from Middlesex University, Business School. Al Busaidy has also completed the Investment Management Program (London Business School), High Performance Boards (Lausanne, Swizerland), and Interest Rate Risk Management Program (New York Institute of Finance).
Dr. Khalifa Al Ghammari – General Manager
Dr. Khalifa Al Ghammari joined Alizz Islamic Bank in June 2020. He is a seasoned banker with more than 29 years of experience and is renowned for his proven leadership skills, coupled with his focus on continuous improvement and exemplary performance, whilst continuing to offer innovative products and quality customer service, all in a Shari’a-compliant environment.
Prior to joining Alizz Islamic Bank, Dr Khalifa was the General Manager of Al Yusr Islamic Banking.
Al Ghammari, commenced his banking career with Oman International Bank (currently HSBC Bank Oman) and held several roles in the organisation ranging from marketing to branch management. He later moved to Alliance Housing Bank (currently Ahli bank Oman) as Head of Branches, subsequently taking over the Central Operations department.
In late 2006, he joined Sohar International Bank as one of the core founding members of the Bank which was tasked with developing the framework for the launch of the organisation. He took over different positions including, Wealth Management, Consumer Lending, Procurement & Facilities Management, SME Banking and Credit control.
Dr. Khalifa Al Ghammari holds a Doctorate in Business Administration (DBA) from the Binary University of Management & Entrepreneurship, Malaysia. Additionally he has significant experience in the Islamic Banking Sector having done his DBA thesis in Islamic Banking and his research papers on Islamic Banking have been published in several international journals.
Mr. Mohammed Al Balushi - Chief Human Resources Officer
Mr. Mohammed Al Balushi was appointed as Head of Human Resources at Alizz Islamic Bank in September 2013. He joins Alizz Islamic Bank from Bank Dhofar where he had served in a number of roles since 1994, finally attaining the position of Assistant General Manager Human Resources & Training and Development, a position he had held since 2006.
Parallel to his career in the banking industry, Mohammed Al Balushi was also a part time lecturer at the College of Banking and Financial Studies.
Mr. Al Balushi adds an exceptional range of HR and Banking skills, responsibilities and expertise honed through a successful career within the banking sector in Oman. His 20 years of banking experience, leadership, HR strategic planning, as well as performance management, career development, recruitment and manpower planning will become an invaluable asset to Alizz Islamic Bank.
Mr. Al Balushi's other remits have included acted as a Secretary to the HR Committee of the Board at Bank Dhofar, and represented several other executive management committees,(HR Management Committee, Disciplinary Committee, Grievance Committee and Staff Recognition Committee) as well as College Academic Advisory Committee at the College of Banking and Financial Studies.
Mr. Al Balushi holds a postgraduate Certificate in Human Resource Development and Performance Management from the University of Leicester in the United Kingdom, as well as a Master of Business Administration (MBA) from the University of Wales, Cardiff, United Kingdom. He also holds a number of professional qualifications and accreditations in the field of HR and banking including Associate of Canadian Institute of Bankers (ACIB) and a holder of an Advanced Human Resource Executive Certificate- University of Michigan - Ross School of Business – USA.
Mr. Pete Byrne - Chief Audit Executive
Mr. Pete Byrne was appointed as Head of Internal Audit for Alizz Islamic Bank in September 2013. He is responsible for providing assurance as to the integrity of the banks systems and operations to both the board and management of the bank as well as to the bank's customers and stakeholders.
Prior to his appointment, Mr. Byrne worked at Bank Sohar, joining them in October 2008 to become that bank's first Head of Audit, a position he held for almost five years. Previous to working in Oman, he was based in Dublin in the Republic of Ireland where he was Head of Audit for Bank of Scotland (Ireland), a subsidiary of the HBOS group.
Mr. Byrne has worked in financial services for the past 27 years and brings a wealth of experience to the role, having worked in all areas of banking operations, including IT through his time in audit.
Mr. Byrne is a Chartered Member of the Institute of Internal Auditors (CMIIA), a Certified Internal Auditor (CIA) and holds the Institute of Internal Auditors (IIA) Qualification in Audit Leadership (QIAL). He is also a Certified Risk Management Assurance professional (CRMA), has been accredited as a Certified Fraud Examiner by the Association of Certified Fraud Examiners (CFE) and holds a Diploma in Islamic Finance from the Chartered Institute of Management Accountants.
Mr. Faisal Zakaria, Chief Financial Officer
Faisal Zakaria is the Chief Financial Officer of Alizz Islamic Bank responsible for all financial affairs and was part of the core founding team of the Bank which was tasked with development of policies, procedures and he plays a key role in setting the strategy for the Bank to achieve superior and sustainable long-term financial results.
Mr Zakaria comes with extensive experience in the financial services industry across the region including Emirates Islamic Bank and Emirates NBD.
He sits on various Management Level Committees of Alizz Islamic Bank including, Deputy Chairman of the Asset Liabilities Committee, Member of the Management Investment Committee , Member of the Management Credit Committee, Member the IT Advisory Committee and member of the Tender Committee.
Mr Zakaria is a Certified Islamic Professional Accountant (CIPA) from the Accounting & Auditing Organization of Islamic Financial Institutions (AAOIFI) and a FCA Chartered Accountant from the Institute of Chartered Accountants of Pakistan.
Mr. Venkatesh Kallur – Chief Risk Officer
Venkatesh Kallur is a Senior Risk Management executive and international banker spanning over three decades of experience from three continents and in several regulatory regimes. Keynote Speaker and a vivid writer on various Risk subject areas in International Risk Forums, a “C-Suite” leadership coach and mentor with accomplished experience across Banking, and Financial Services. Seasoned enterprise risk management executive with strong foothold in Credit, Market and Operational Risk along with Enterprise Risk Management & Risk Architecture. Experienced in leading the executive management, and various Board room meetings in the subject areas of Credit, BASEL regime, Enterprise Risk Management, Situational Leadership, Strategy Management and Institutionalization. Brings to the table a high degree of emotional maturity and business intelligence.
He holds a Bachelor’s degree in Physics and Engineering and Masters in Project Management from York University, Canada. He is a certified Project Management Professional from PMI, USA. Outside of his work, he is a voracious reader and passionate about teaching youngsters and philanthropic activists in the areas of HealthCare.
Mr. Ahmed Al Rawahi - AGM - Head of Treasury & Capital Markets
Mr. Ahmed Al Rawahi is the AGM - Head of Treasury & Capital Markets at Alizz Islamic Bank. He joined the bank in early 2013 to establish and manage the Treasury Department.
Prior to joining the Bank, Ahmed Al Rawahi was the Head of Treasury for 'Muzn', an islamic banking window for National Bank of Oman. His responsibilities included the full implementation of the Islamic treasury products and procedures as per the new Central Bank of Oman (CBO) guidelines.
Mr. Ahmed Al Rawahi started his career at the National Bank of Oman as a dealer for three years before he was nominated for the bank's growth initiative to expand the Egypt retail operations where he was responsible for all aspects of FX/MM trading. Previously, he worked for Doha Bank in Qatar as the Treasury Settlements Manager before joining the first start up islamic bank, Masraf Al Riyan as a Senior Dealer.
Mr. Ahmed Al Rawahi holds a B.S. Degree in Financial and Commercial Studies with majors in accounting and audit from Cairo University, Egypt.
Ms. Aisha Al-Kharusi - AGM – Head of Strategy & CSR
Aisha Al-Kharusi is the Assistant General Manager – Head of Strategy & CSR. Previously she held several roles within Alizz including Head of Government and Institutional Banking and the Bank's Chief Marketing Officer between July 2013 and August 2016. She is a member of Alizz Islamic Bank's Executive Management team.
Prior to joining Alizz, Al-Kharusi was the Head of Communications & CSR, as well as Head of Strategy at National Bank of Oman. Al Kharusi spearheaded the production of the first Sustainability Report in the Banking industry in Oman. Between 2003 through to 2008, she worked for the world's leading aerospace company Boeing based in Dubai. She held the position as Deputy Regional Director – Boeing International covering ten countries in the Middle Eastern, representing the International Relations department.
As a devoted member of society, Al Kharusi has held several roles including member of the Young Arab Leaders, Board Member for the Omani Business women Forum - OCC, AIESEC Oman and inJAz Oman since 2006. She received a bachelor's from American University, Washington DC, USA, and a master's in Communication Design from Central Saint Martins, London, UK. In 2013, she completed a Senior Executive Programme at London Business School, UK. In May 2016, Al-Kharusi completed the one year National CEO Program organized by the Diwan of Royal Court in partnership with IMD Business School.
Mr. Ali Al Zadjali - AGM - Head of Business Banking
Mr. Ali Al Zadjali is the AGM – Head of Business Banking of Alizz Islamic Bank. Al Zadjali’s responsibilities include originating and managing the relationships with corporate clients from a wide variety of industry segments, and managing the creation of an appropriate vision and long term strategy for the division. He joined the bank as the Head of Compliance in December 2013, where his responsibilities included developing the in-house capabilities and to ensure delivery of an effective compliance function and culture across the various levels of the bank's operations including the Board.
Al Zadjali has over 15 years of extensive knowledge and experience in the banking and non-banking industries. Prior to joining Alizz Islamic Bank, Al Zadjali was the Head of Central Bank of Oman Compliance at the National Bank of Oman. He was involved in the development of the compliance framework and establishment of a compliance culture within the organisation. Al Zadjali also worked for the Central Bank of Oman as a Bank Examiner where he evaluated and reported on the soundness of various financial institutions. He also worked at Petroleum Development Oman as a Senior Financial Accountant.
Besides being a long standing executive with significant contributions in governance, application of international standards, compliance and a wealth of experience in banking operations and business, Al Zadjali holds a bachelor's degree in Accounting and MIS from the University of Missouri, St. Louis, USA, and a Master’s in Business Administration from Franklin University, USA. He is also a Certified Public Accountant (CPA) and a Certified Internal Auditor (CIA).
Mr. Mohammed Juma Al Ghassani – AGM – Head of Retail Distribution & Wealth Management
Mohammed Juma Al Ghassani is the AGM – Head of Retail Distribution & Wealth Management of Alizz Islamic Bank and he is responsible for spearheading the bank’s retail banking and wealth management division’s in-line with the bank’s continuous drive to deliver excellence. He joined Alizz Islamic Bank in April 2013 and was part of the core founding team of the Bank which was tasked with developing the framework for the launch of the organisation.
Prior to joining Alizz Islamic Bank he was part of the management team that launched the first Islamic Banking window in the Sultanate, Meethaq Islamic Banking. He played a key role in developing the operation manuals, SOPs and preparing the customer journey. He then served as the first branch manager of an Islamic Banking entity in Oman.
Al Ghassani, is a seasoned banking professional with over 25 years’ experience in the banking and financial sector and he started his career working in Bank Muscat.
Mohammed holds a Master’s in Business Administration from Bedfordshire University College and is a Certified Islamic Finance professional.
Mr. Yasir Sameer Al Azzawi - AGM - Head of Merger & Integration PMO
Mr. Yasir Sameer Al Azzawi - AGM - Head of Merger & Integration PMO. He joined Alizz Islamic Bank in July 2014 as the Head of Strategy, supporting Management to devise and deliver the bank-wide strategy, following which he went on to plan, set up, launch and successfully lead both the Wealth Management, and most recently, the SME Banking divisions at Alizz Islamic Bank.
Prior to joining Alizz, Yasir was the Head of Strategy for the National Bank of Oman and played a pivotal role in supporting the Executive Management in developing and implementing bank-wide strategies, supporting the CEO on all strategic projects and initiatives. During his time at the National Bank of Oman, Yasir also engaged in government SME related initiatives. He supported a nation-wide mentorship programme for entrepreneurs and was later appointed by H.E. the Minister of Commerce & Industry, as an advisory committee member for the setup and creation of the national SME Fund and was elected by the Al Raffd Fund Board of Directors, to be a member of the interim Tender Committee during its initial phases.
Yasir began his career as a Wealth Relationship Manager at Barclays Bank PLC in London, UK, following which he spent some time working in the Real Estate sector at Al Mouj, Muscat where he was a member of the management team that set up all post sales customer services and operations. During his time at Al Mouj, Muscat, Yasir achieved a 25% rise in C-Sat and obtained ISO accreditation across all 6 units within the division.
Yasir is a University of London graduate, where he achieved his BSc with Honours in Management with Marketing from Royal Holloway, University of London. He also holds an MBA with Distinction from Kingston University Business School, London in addition to holding the Moody’s Analytics Certification in Commercial Credit.
Mr. Mustafa Mohammed Al Lawati – AGM – Head of Corporate and Investment Banking
Mr. Mustafa Mohammed Al Lawati – AGM – Head of Corporate and Investment Banking, Project Finance & Syndications of Alizz Islamic Bank. He joined Alizz Islamic Bank in December 2014 and he has extensive experience of over 15 years of working in the banking industry.
Prior to joining Alizz Islamic Bank he was the Head of Project Finance and Syndications at the National Bank of Oman and he was responsible for working on a mandated business and income budget to source, initiate and complete large project financing transactions in various fields such as: Power, Water, Waste water, Oil & Gas, Tourism, Real Estate development & Infrastructure.
Some of the major transactions AL Lawati was involved in during his career included the financial advisory and fund arranger for a Large Oil Refinery project in Sohar, Financial advisory and & mandated lead arranger for Large Aluminum rolling mill project in Sohar, Joint Lead Manager for Ministry of Finance Inaugural USD Sukuk, Financial advisor of a large Conventional Center - Package Two in Muscat and Financing syndication transactions of a large Independent power and water plant in Salalah and a large Aluminum Company in Sohar.
Al Lawati, started his career working in the treasury department of National Bank of Oman and directed all treasury activities including foreign exchange, assets and liabilities management, money markets, derivatives. He also led department initiatives to develop consistent and integrated department policies and procedures manuals. Post his treasury Al Lawati moved on to corporate banking department where he handled principal government related entities and major Omani group companies relationship management.
Mustafa is a fulbright scholar and holds an MBA with distinction from Cleveland State University. He also holds an Executive MBA in Leadership & Management from Cambridge University and a Graduate of University of Missouri St. Louis, where he achieved a BSc with Honors in Business Administration in Finance and Accounting.
Mr. Murtadha Jawad Al Lawati - AGM – Head of Marketing & Corporate Communications
Murtadha Jawad Al Lawati is the AGM – Head of Marketing & Corporate Communications of Alizz Islamic Bank. Murtadha joined Alizz Islamic Bank in November 2017 and is a seasoned Marketing and Communication professional with extensive experience of over 12 years of leading and transforming marketing efforts in various industries.
Prior to joining Alizz Islamic Bank he was the Head of Corporate Affairs at Oman Environmental Services Holding Company and was responsible for implementing an innovative strategic plan to increase revenue, brand recognition and social engagement.
Murtadha is renowned for his ability to assess the comprehensive needs of various key initiatives and businesses and then delivering an innovative, simple and creative communication and marketing strategy that ventures into technology driven marketing activities which show a clear growth path and a visible return on the marketing investment while always delivering strong, sustainable results.
Some of the major projects AL Lawati was involved in during his career include leading and overseeing the rebranding projects that transformed The Wave, Muscat to Al Mouj Muscat and Nawras telecommunications to Ooredoo, supporting both company’s visions to become a leading global brand in their respective sectors.
Murtadha holds a BA in International Studies with a Concentration in International Economics from the American University of Sharjah. Additionally, he is a recipient of the US State Department’s Edward Murrow Program for Leadership grant which allowed him to spend time working at the US State Department. Al Lawati is also the winner of the NTI BizPro Award for Oman’s ‘Young Business Leaders and Super Achievers’ for 2012.
Mr. Saleh Mubarak Saleh Al Khaduri -AGM – Head of Government & Institutional Banking
Saleh Mubarak Saleh Al Khaduri is the AGM – Head of Government & Institutional Banking Saleh of Alizz Islamic Bank. Saleh has extensive experience in The Telecom and banking sector spanning across a variety of areas, including Wealth management, Customer Experience & Sales. Saleh started his career in Omantel as a sales executive and moved up the ranks to handle senior roles in both business development and customer experience, prior to joining Alizz Islamic Bank, his most recent role was as the Deputy Senior Manager Wealth at NBO.
Saleh holds a Diploma at higher Professional Level from University of Cambridge and a number of professional certification from leading institutions both locally and internationally.
Mr. Fadelallah Suliman - AGM - Head of Legal and Board Secretary
Mr. Fadelallah Suliman Hamed joined the services of Alizz Islamic Bank in April 2013 as a Legal Advisor and Company Secretary after having worked for 8 years as Legal Advisor & Company Secretary with National Bank of Oman.
Fadelallah is a seasoned legal expert with 20 years of rich experience in the area of legal and corporate governance, which includes providing litigation services, legal opinions and advises corporate governance, compliance and regulatory affairs. He possesses hand-on managerial competencies, sound experience in implementing policies and procedures related to legal and corporate governance and company secretarial systems in both Conventional and Islamic banks.
He is currently occupying the position of Assistant General Manager – Head of Legal Affairs and Company Secretary.
Mr. Fadelallah holds a Bachelor of Law "LLB" degree and Bachelor of Arts in English and Arabic Language from the University of Juba, Sudan. In 2009, he obtained an Executive Diploma in Leadership and Strategic Management from the Chartered Management Institute, UK. In 2011, he was awarded "International Diploma in Compliance" by International Compliance Association and Manchester University.
Mr. Sufyan Maysara Yassin – Head of Shari'a Audit and Compliance
Mr. Sufyan Maysara Yassin heads the Shari'a Audit and Compliance Department at Alizz Islamic Bank, with a direct report to the Sharia Supervisory Board. He ensures compliance and consistency of the bank's transactions, operations, investments and activities with the Fatwas and resolutions issued by Sharia Supervisory Board and with the Shari'a standards and principles.
A veteran with over 16 years’ experience in the Islamic banking sector in U.A.E and Oman, Mr. Sufyan has extensive knowledge in the principles of the Islamic economy, Shari'ah contracts, the structuring of Islamic financial products and services, Takaful insurance and Islamic capital markets.
Prior to joining Alizz Islamic Bank, Mr. Yassin was Head of Shari'a Audit and Compliance at Sharjah Islamic Bank and thereafter has held a similar role at Meethaq, an Islamic window at Bank Muscat in Oman. He started his banking career in 2001 in Sharia audit and compliance.
Mr. Yassin is a Certified Shari'a Advisor and Auditor by the Accounting and Auditing Organisation for Islamic Financial Institutions. In addition, he holds a Post Graduate Diploma in Islamic Banking and Insurance. Mr. Yassin holds a B.A. Degree in Economics and Business Administration from Omdurman Ahlia University in Khartoum.