Tharwa Credit Card

Tharwa World MasterCard empowers you with the flexibility to explore the places and pursuits that mean the most to you. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly what you want, whenever you feel like it, with travel-specific features and benefits that gives you the exceptional service you've come to expect from your MasterCard.

  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Luxury Serviced Apartment Discounts
  • Airport Lounge Access in over 400 cities worldwide
  • Travel Inconvenience, Accident and Cancellation Insurance and Coverage
  • Discounted Fast Track Travel Visa Service
  • Exclusive Spa Offers
  • Year Round Cleartrip Travel Discount
  • MasterCard® Buy 1 Get 1 Offers
  • MyUS Premium Shipping Discounts
  • MasterCard® ID Theft Protection™
  • Price protection and Extended Warranty on Purchases Made

As a distinguished Tharwa Customer who deserves the very best, it is our pleasure to offer you the exclusive World MasterCard Credit Card.

The array of benefits provided by the Tharwa World MasterCard includes:

  • Complimentary lounge access at selected airports, including Oman, Dubai, Cairo, Jeddah, Riyadh and Dammam
  • Complimentary Valet Parking at various locations in Oman to ensure that you have a pleasant shopping and dining experience
  • Extended warranty on new purchases for 12 months in addition to the original manufacturer warranty. Extended warranty covers repair or replacement of new purchases up to USD $2,000
  • Purchase protection for your expensive purchases against theft or accidental damage up to USD $20,000 within 90 days from the date of purchase
  • Travel accident and health coverage up to USD $2,000,000 for travel accidents, travel medical benefits, trip inconvenience and luggage protection
  • Exclusive offers at premium partner outlets in Oman that include hotels, dining, retail, travel, leisure and much more
  • Global offers from MasterCard partners including an assortment of high-endhotels, golf courses, restaurants and retailers
  • Enjoy your instant complimentary upgrade to Gold status at participating Starwood Hotels & Resorts with your World MasterCard
  • With your World MasterCard Credit Card you have access to over 1 million ATMs and acceptance at over 30 million outlets globally

Supplementary Cards

As a Tharwa customer you also have the facility of issuing additional credit cards for your spouse and children. They too can enjoy the benefits and privileges of the World MasterCard Credit Card.

Download Information

Click on the relevant links below to print the forms that you require. For your convenience, these forms are to be completed and submitted prior to visiting the Branch, along with the relevant documents for further processing.

Download Form
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Alizz Islamic Bank Credit Card Summary & Service and Charges
The information contained in this table summarises key product features and is not intended to replace any Agreement Terms.
Card Type Credit Limit (OMR) Monthly Fees Annual Fee Annual Supplementary
World 4,000 75 Waived 10
Fee Line Other Fees & Charges
Cash Withdrawal Fee  OMR 3.5 for withdrawal. The cash withdrawal is up to 80% of card limit. 
Card Replacement Fee 10
Late Payment Fee 10
Duplicate Statement Fee 5
Sales Voucher Copy Fee 10
Supplementary card Fee ( Renewal - annual) 10
Credit Shield (Takaful) - of the total outstanding balance 0.013% p/m
International Transaction Fee (charged by MasterCard) 2% of the transaction value if foreign currency

Approved by Shari'a Supervisory Board
All Alizz Islamic Bank products and services are approved by Shari'a Supervisory Board.

To view the fatwa issued by Shari'a Supervisory Board authenticating compliance of the product please check the following link: Certificate